Visa Electron Dkb
Informationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der. Die Visa Electron ist eine Prepaid-Kreditkarte, die von der Kreditkartengesellschaft VISA ausgegeben wird. Im Gegensatz zu einer normalen Debitkarte können. Visa Bezahlkarten. Mit Visa können sie einfach und sicher bargeldlos bezahlen – im Geschäft, online und mobil, natürlich Deutsche Kreditbank AG (DKB).
Kreditkarte für USA-ReiseVisa Bezahlkarten. Mit Visa können sie einfach und sicher bargeldlos bezahlen – im Geschäft, online und mobil, natürlich Deutsche Kreditbank AG (DKB). Die Visa Electron ist eine Prepaid-Kreditkarte, die von der Kreditkartengesellschaft VISA ausgegeben wird. Im Gegensatz zu einer normalen Debitkarte können. Informationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der.
Visa Electron Dkb Great new option: VideoEmergency Visa Card ► Free of Charge
Therefore, if you do not want to use your additional Visa credit card as a savings account, but as a credit card abroad or as a separate payment card for the Internet usage as the fraud risk is higher on the Internet , you can customize the credit limits based on your requirements.
Alternatively, you can send a message to the customer support. From my experience, it can be useful to change the credit limit of two credit cards at the same time in order to prevent any misunderstandings.
If the possibilities at the DKB please you and you are not a customer yet, then follow our recommendation and apply now for this great account with Visa credit card at the DKB: www.
Therefore, the usage of two Visa credit cards at the DKB is really meaningful in order to take advantage of all the benefits! I pretend to use this account for daily use and also for savings.
Although, I would like you to clarify me how the monthly interest credit is calculated? Just for clarification, depending which way of writing you are used to: in the anglo-american writing style it would be 0.
The interest rate is per annum. Not per month as the previous post asked to clarify. Name required. Mail will not be published required.
I want my comment to be discarded. Only check this, if you are a computer program. Card not present transaction Chargeback Controlled payment number Dispute.
Fee Surcharge Card scheme. Cirrus Pulse Plus. Card security code Chargeback fraud Credit card fraud Credit card hijacking. Issuing bank Acquiring bank.
Categories : Financial services companies established in Debit cards Debit card issuer associations establishments in the United States Visa Inc.
Hidden categories: Use dmy dates from March Namespaces Article Talk. Genügt das Konto meiner Bank? Genugt das konro meiner Bank?
Ein Vorteil besteht für die Kunden beispielsweise darin, dass aus verschiedenen Kreditkartenvarianten gewählt werden kann. Weitere Fachartikel: Wo bekommt man Kreditkarten mit günstigen Zinsen?
Kreditkarten sind heute nicht nur über die Kreditkarten ausgebenden Instituten selbst, sondern auch über zahlreiche Banken und weitere Geschäftspartner erhältlich.
Die Konditionen sind Of course you report the loss to have the card blocked first. You can find the telephone number to do just that here: Emergency card or even emergency money while abroad German.
But still, you might be stuck in a foreign country without enough money. Within 48 hours, you will receive an emergency Visa card at no cost.
This card is valid for 6 months, or until you have a regular replacement card, allowing you to comfortably resume your travels. This makes it much easier to verify your identity and issue the replacement of the lost documents.
However, I have never felt very comfortable carrying important documents around with me while traveling. These files are kept very secure and can only be seen by logging into your online banking account.
The DKB is heavily involved in the promotion of sports, which is probably the reason why tickets are continually given to customers free of charge!
My report about that is yet to come. You see, the DKB Visa Card is not only a free credit card, but a complete package with a huge potential for saving and holds a generous amount of entertainment value.
Applying for a DKB Visa card is easy. Sending an application is possible while in or out of the country.
If applying from abroad, make sure to check out my tips for legitimization German. The only requirement: You have to be fluent in German contracts and communication with the bank is all in German and cannot have any negative credit records with the SCHUFA German protection company for general creditworthiness.
The credit limit can be increased over time, account and card can also be used initially with the positive balance or with small beginning credit limits.
Very nice article! I am getting this card, and I live in Sweden. This is the only card as far as I know , that you can get without living in Germany, that allows you to pay with card in stores like Aldi and Lidl in Germany.
I had been a member of DKB and loved it even in Germany. Used it mostly to purchase online but occasionally to withdraw money especially when abroad.
When I explored that I transferred money immediately twice as much 3 days later to cover the outstanding and have a buffer for future.
This makes the card useless. I explained why this happend and they discussed it but did not change their mind.
This is the other side of DKB — I guess canceling the account and applying new would provide me a much higher credit allowance now it is useless.
Do you have any other advice? To canceling the account and applying a new, that is no solution. The german banks is not stupied. The solution is: deposit money to the Visa Card.
This increases the available frames. Works similar to a prepaid card. But at DKB there is interest on the balance. The identification process is then easier.
But we are looking for further banks … here is a first alternative: number I am Chinese and moved to Germany since last year. Tried a couple of times to apply for a German bank account both DKB and comdirect and got declined.
I just got a comdirect account this month after tried 2 or 3 times. So do you have any suggestions for my situation? Because I lived in the USA before, over there applying a checking account is OK but applying credit card will affect the credit score.
Did we understand you correctly that you now have a current account at the Comdirect? This is great. In our opinion, the Comdirect is one of the best banks in Germany.
Why do you need another current account at the DKB? Banks in Germany have the freedom to decide whether to start a business relationship with a customer or not.
The customer has the same freedom of choice. As one does not have a personal meeting with the customer service representative, these Internet banks attach great importance on the creditworthiness rating of the SCHUFA credit investigation company as well as their own analysis systems.
Of course, no bank discloses their acceptance or rejection criteria in public. These remain a business secret.
However, it is obvious that someone, who only recently moved to Germany, has little opportunity to build up a good Schufa rating.
Incidentally, you can request a self-report from the Schufa, in order to know about your personal data. An article on this subject is already in preparation.
If you apply at the same time for the opening of several current accounts, then the bank can see through a request at the Schufa that you recently submitted a request at another bank.
How this will be evaluated by the bank, one can only guess …. If you absolutely want to become a customer of the DKB, please try again in one year … you will then probably have more data to be evaluated at the Schufa.
Thanks so much for your reply. Yes, exactly. Moreover, you can deposit and withdraw cash free of charge at the branch offices of the Commerzbank.
I come from Greece and I am living also in Greece. Why that? I am little confused to be honest, I have friends who do not have a proper jobs are not officially emplyoed and they managed to get this card and I am employed since January officially with proper salary and have been living in Germany since only from in Berlin and to be honest I am writing here because I cannot figure out why I am I rejected?
They have also asked me if I have permanent unbefristet Aufenhaltstitel which I do not yet but I do have permit to live and work here of course, maybe that is the reason?
Do you think I should try again is few days? Thank you. As soon as this is done, I will publish an article with instructions to do it. The banks call this risk assessment … especially, if there is not enough data available, the computers sometimes take not quite favourable decisions.
In the second-chance option, there will be a possibility to write a few sentences about oneself and convey the planned usage of the account.
Submitting a new application with the same data today — or in a few days — will unlikely help you to open an account.
You know that if you are doing the same things, you obtain the same results. What is this 3. I believe this is the charge of the exchange fees with a maximum of 5.
Withdrawal is free that I understand, but it seems you cannot escape anymore from the foreign currency fees. As I have their other credit cards too.
Strange that as one EU, it is still so difficult to open accounts in other EU countries. Fees for withdrawals in foreign currencies neither apply as at many other providers.
The DKB Visa credit card even entitles you to withdraw cash at the counters of other banks. So do not do that please, unless:.
I have tried to use my card online to purchase flight tickets, with available credit to cover the cost and more.
It seems that I have to apply in writing and then get it posted to me … is that correct? Otherwise my transaction just seems to get refused — I have tried many times to book these flights n with a foreign airline and its getting frustrating.
At online payments with the Visa credit card, the three digit code, which is stated on the back at the signature field, is often required. You can get a solution fastest when calling the customer service of the DKB.
It is available for you all around the clock and its telephone number is also stated on the back of the DKB Visa credit card.
Hello I am a little bit confused with the dbk, I want to know if I can just open account for saving purposes, maybe once in a while I can use it for buying things.
But for now I just want to save money. So what type of card should I apply for and how do I go about it.
Something like a savings account but I can also use it to purchase once in a while. I only want one card, visa card but not credit card included.
Use the credit card account as a savings account. Here, the interest rate is 0. If you do not need the card anyway, then keep it safe or cut it.
This way, you are also not tempted to use the credit line. However, it will rise automatically, if one uses the DKB account as a salary account.
If it is higher, the bank must agree, but if you lower it, not. So you can set your credit limit to zero by yourself. Hello, I am an italian student, now studying in Germany.
Would those banks fit for my case? Thankyou for your help. The DKB is a bank that makes a creditworthiness check, because it includes a Visa credit card with credit line even if the credit line is low at first.
If you currently live with a friend and your name is on the mailbox, then you can state this address. However, you will also need an address in Germany in order to get sent the Master Card.
Which is the fee? There is no charge at all? Thanks in advance. I arrived to Germany a couple of weeks ago, because I have started to work here, and I am looking for the best option to open a bank account.
With the information that I have read during the last days, I was already pretty sure that I wanted an account in DKB. But today, after I have found your site, I am absolutely convinced about it.
Can I have all my money always in the credit one? In that case, for all my withdrawals with the credit card in Germany and also abroad the money will be taken from the amount I have in my credit account or from the credit limit?
Is it also free for transfers that are not in euros? Are the money transfers made from the money that is in your normal account, or in your credit account?
It is a current account and a billing account for the credit card. You only have to transfer money to the credit card, credit line will increase.
You can always dispose of your deposited money. If the credit line is high enough for you depending on your creditworthiness and usage, it is between Euros to 15, at the DKB , it is not necessary to deposit money.
Even if the credit card should go into the red, no loan interest will apply. Until the monthly automatically settlement, the credit card transactions are free of interest.
Loan interest can only be on the current account, if not enough money is on it. If enough money is on the current account, then no loan interest will ever be charged.
Outgoing and ingoing transfers in a foreign currency are always subject to charges. Transfers can only take place to or from the current account DKB Cash.
The charge for ingoing or outgoing transfers in foreign currencies is 0. The exchange rates are relatively fair and usual for banks in Germany no huge surcharges, as known from Paypal, Payoneer etc.
However, it is often not very easy to get an account at the DKB, if one lives only since recently in Germany. You may have experienced that in the USA, where one has to build a certain credit history.